Trading In a Car in 2026? Avoid the $7,107 Negative Equity Trap
If you trade in your car this year while underwater on the loan, you’ll likely owe $7,107 more than your car is worth. That’s before you even start shopping for…
Seven-Year Car Loans Just Hit a Record—Should You Sign One?
More than a quarter of new-car buyers signed up for an 84-month loan last quarter. That’s not a typo. Seven-year car loans just hit their highest share ever recorded, according…
Should You Ever Sign an 84-Month Car Loan in 2026?
A record 25.5% of new-car buyers financed their purchase with an 84-month loan in the third quarter of 2026. That’s according to Edmunds. One in four people walking out of…
0% APR Car Deals in September 2026: Which Ones Are Real Wins?
Not every 0% APR car deal is actually free money. Some are worse than just taking the rebate and financing at your credit union instead. This September, dozens of automakers…
84-Month Car Loans Are Everywhere in 2026: Smart Move or Trap?
Nearly one in four new car loans issued in 2026 now stretch to 84 months or longer. That’s a record. No lender or shopper would have predicted this a decade…
Are 100-Month Car Loans a Smart Buy or a Trap in 2026?
A 100-month car loan can shave $100 or more off your monthly payment. But it will almost certainly cost you thousands more in interest. And it can leave you owing…
Car Payments Just Hit an All-Time High: Why So Many Buyers Are Underwater in 2026
If it feels like everyone you know is stretching to afford their car payment, you’re not imagining it. New data confirms that auto affordability has reached a genuine breaking point…
Used Car vs. Certified Pre-Owned: What’s the Difference (and Which One Should You Buy)?
If you’ve started shopping for a used car lately, you’ve probably noticed two very different price tags on cars that otherwise look identical: the same year, same trim, sometimes even…