Trading In a Car in 2026? Avoid the $7,107 Negative Equity Trap
If you trade in your car this year while underwater on the loan, you’ll likely owe $7,107 more than your car is worth. That’s before you even start shopping for…
84-Month Car Loans Are Everywhere in 2026: Smart Move or Trap?
Nearly one in four new car loans issued in 2026 now stretch to 84 months or longer. That’s a record. No lender or shopper would have predicted this a decade…
Are 100-Month Car Loans a Smart Buy or a Trap in 2026?
A 100-month car loan can shave $100 or more off your monthly payment. But it will almost certainly cost you thousands more in interest. And it can leave you owing…
Car Payments Just Hit an All-Time High: Why So Many Buyers Are Underwater in 2026
If it feels like everyone you know is stretching to afford their car payment, you’re not imagining it. New data confirms that auto affordability has reached a genuine breaking point…