84-Month Car Loans Are Everywhere in 2026: Smart Move or Trap?
Nearly one in four new car loans issued in 2026 now stretch to 84 months or longer. That’s a record. No lender or shopper would have predicted this a decade…
Are 100-Month Car Loans a Smart Buy or a Trap in 2026?
A 100-month car loan can shave $100 or more off your monthly payment. But it will almost certainly cost you thousands more in interest. And it can leave you owing…
Used Car Prices Hit $30K: Is New Actually the Smarter Buy?
The average used car now costs $30,166, according to J.D. Power. That’s up $860 from a year ago. But here’s the twist: new cars are still nearly $20,000 more expensive…
$10,000 Car Loan Interest Deduction: Is Your Car Eligible?
If you financed a new vehicle in 2025 or later, you might be able to write off up to $10,000 a year in loan interest. But there’s a catch. That…
Car Payments Just Hit an All-Time High: Why So Many Buyers Are Underwater in 2026
If it feels like everyone you know is stretching to afford their car payment, you’re not imagining it. New data confirms that auto affordability has reached a genuine breaking point…